Consulting & Risk Management

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Group Benefits Strategies assists its clients by evaluating their needs, as well as products and solutions available to meet those needs.

We help clients understand the best products to pursue, the most advantageous combination of products, and products that best meet clients’ individual needs and gain acceptance by employees.

This is important not only for the current fiscal year but also the development of a long-range plan. Important issues such as prescription drug cost increases and federal reform need attention and require strategic planning.

There are many different factors driving medical and drug trend. None of them are surprising to anyone. They include increase in hospital and provider costs, new medical technology, sky rocketing cost of pharmaceuticals, aging population, unhealthy lifestyles, and lack of information for consumer decisions.

GBS assists clients in finding innovative ways to bend the trend over time. Reducing claims costs without reducing employee benefits is always a goal.

Group Benefits Strategies has assembled an outstanding team of group health benefits professionals to assist our  200 municipal clients.

Our results-oriented team brings a variety of skills, training, and experience to help our clients with solutions to the challenges of escalating group health care costs.

Our consulting staff is experienced, educated, and trained in the health insurance industry, legal aspects of health benefits in the municipal sector, and claims and financial analyses.

In addition to their credentials and experience in the insurance and group benefits field, two employees have municipal public office experience and are, therefore, intimately familiar with the types of decisions facing municipal officials and the environment in which these decisions are made.

As consultants, GBS does not simply accept the status quo, but rather its professional staff, in working with the client; often create new and exciting solutions.

Ultimately, those solutions have saved our clients millions of dollars.

Consulting and Technical Services

  • Development and Review of Benefits and Risk “RFP’s/RFQ’s”
  • Plan Design, Review and Analysis for Implementing Change
  • Central Benefits Administration
  • Underwriting and Rate Development
  • Budgetary Review
  • Review of Risk Transfer Options
  • Medicare Part D Retiree Drug Subsidy Administration
  • Review Vendor Proposals/Quotes & Negotiations with Health Vendors
  • Utilization Analyses and Reports
  • COBRA Administration and Service


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