Providing Expert Health Insurance Consulting for Over 25 Years.

Our mission is to help our clients gain control of their group health care costs.

GBS recognizes that because of the magnitude of this problem, traditional solutions are an inadequate line of defense. Our clients know our strategies work and have contributed significantly towards their ability to gain control over group health care costs.

GBS Areas of Expertise

Our team is positioned to analyze your existing programs, make recommendations on improvements and adjustments and help you to implement the changes efficiently and effectively. As a result of our success, Group Benefits Strategies has grown to be the largest group health care consulting firm in Massachusetts serving the public sector.

  • Health insurance consulting for self-funded and fully insured clients
  • Medicare Part D Retiree Drug Subsidy Administration
  • Central Benefits Administration
  • Benchmark plan analysis
  • Budgetary Review
  • State and Federal Health Insurance Assistance for Compliance
  • COBRA Administration and Service
  • Collective Bargaining Support
  • Direct Billing
  • Open Enrollment Assistance
  • Review of Health Vendor Proposals/Quotes and Negotiations with Health Vendors
  • Utilization Analysis and Reports
  • Plan Design, Review and Analysis
  • Member Eligibility Audits

Client Testimonials

“As a member of the Minuteman Nashoba Health Group, I have worked with GBS, specifically Carol Cormier for many years.

I greatly value the expertise and guidance that GBS provides us in a very complicated health insurance environment.

Our joint purchase is a success because of the advice and leadership GBS provides to our group every day.”
Donna Madden – Chairman, Minuteman Nashoba Health Group

Read more...

News & Blog

Eat Well to Live Well

Maintaining a healthy diet is a huge component in leading a long, healthy life. Share this video to offer important healthy eating tips.

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Domestic Partner Benefits

Many employers provide health insurance coverage to the domestic partners of their employees.

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Get Active

Get Active to Improve Your Health Did you know that exercising regularly could help you fight off chronic conditions and diseases? Exercise can help control your blood pressure, blood sugar and weight, raise your “good” cholesterol, and prevent diseases...
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Pregnant Workers Fairness Act

Pregnancy Discrimination Act prohibits employers with 15 or more employers from discriminating against individuals based on pregnancy or related medical conditions. Massachusetts has enacted a similar law that applies to a broader range of employers in the state.

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IRS Tax Scam Alert

Tax scams are on the rise. Don’t be fooled into giving your personal information or tax return to a thief.

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IRS Reduces HSA Limit

On March 5, 2018, the Internal Revenue Service (IRS) released Revenue Procedure 2018-18 to announce changes to certain tax limits for 2018, including a reduced contribution limit for health savings accounts (HSAs).

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Section 125 Part 3

A Section 125 plan must offer employees a choice between at least one taxable benefit (such as taxable compensation) and one or more qualified benefits. Benefits that are not qualified benefits cannot be offered under a Section 125 plan.

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Section 125 – Part 2

A Section 125 plan may be amended, or changed, at any time during a plan year.

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Section 125

A Section 125 plan allows employees to pay for certain benefits on a pre-tax basis.

Penalties Increase for 2018

Final rule published that sets forth annual inflation adjustments.

Health Insurance Reform

The past several years have brought many changes to the ways in which employers, carriers and providers deal with health insurance. Regulations, mandates and fees have become complex and costly. Group Benefits Strategies assists clients with complying with certain parts of the law, particularly those pertaining to benefits, deadlines, reporting requirements, and fees.

GBS communicates with carriers and legal firms, and has access to publications that break these issues down by timelines and the necessary steps that employers need to take.

GBS also conducts seminars for clients, and sends bi-weekly email communications in order to keep clients informed of state and federal issues. With the uncertainly of the current federal administration, GBS is committed to informing clients on any proposed changes to the law and how they might affect employers and employees.

What is COBRA?

COBRA establishes required periods of coverage for continuation health benefits. A plan, however, may provide longer periods of coverage beyond those required by COBRA.

COBRA beneficiaries generally are eligible for group coverage during a maximum of 18 months for qualifying events due to either employment termination or reduction of hours of work.

Certain qualifying events, or a second qualifying event during the initial period of coverage, may permit a beneficiary to receive a maximum of 36 months of coverage.

Communication between COBRA Administration & Health Services, Inc. and employers is a key component to ensuring that both parties comply with all Federal regulations, as they pertain to COBRA, HIPAA and FMLA.

Video Blog

Chamber Exchange Kate Sharry

Group Benefits Strategies Owner and President Kate Sharry recently appeared on the Worcester Regional Chamber of Commerce”Chamber Exchange” show hosted by President and CEO Tim Murray. Learn more about GBS and the work we do to help municipalities and private businesses navigate the ever changing health insurance environment.

Why companies self-fund

Most employers have an understanding of what self-insuring their medical cost involves. But let’s take a look at why company self-funds. What does it mean for their employees? 3 out of 5 American workers are currently being covered by employer-based self-insured health plans.

What is the GIC?

The Group Insurance Commission (GIC) was established by the Legislature in 1955 to provide and administer health insurance and other benefits to the Commonwealth’s employees, retirees, and their dependents. The City of Springfield would later become the first municipality to enroll in the state’s health insurance plans beginning January 1, 2007.

What is an HSA?

What is an HSA? This 90-second video breaks down how a health savings account (HSA) works and why employees should consider one.

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