Providing expert HEALTH INSURANCE CONSULTING for over 25 years.

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Group Benefits Strategies Consulting

Consulting

Our recommendations always focus on our clients best interests, presenting innovative ideas to drive down their cost and risk, while improving the quality care offerings to employees.
Group Benefits Strategies Audits

COBRA Administration

We provide full COBRA administration to take the burden off employers and streamline the process for participants. GBS manages the administrative duties and assumes full responsibility and liability on your behalf.
group benefits strategies benefits consultants

Benefits Management

GBS has decades of benefits management experience. As a result of our success, GBS has grown to be the largest group health care consulting firm in Massachusetts serving the public sector.
Group Benefits Strategies Audits

Auditing

Our experience, reputation and outstanding team of professionals puts GBS on the leading edge for navigating today’s health insurance matters. Your audit will be conducted efficiently and with an obsessive attention to detail.

Our Mission

To help our clients gain control of their group health care costs. GBS recognizes that because of the magnitude of this problem, traditional solutions are an inadequate line of defense. Our clients know our strategies work and have contributed significantly towards their ability to gain control over group health care costs.

“As a member of the Minuteman Nashoba Health Group (MNHG), I have worked with GBS, specifically Carol Cormier for many years.

I greatly value the expertise and guidance that GBS provides us in a very complicated health insurance environment. Our joint purchase is a success because of the advice and leadership GBS provides to our group every day.”

Donna Madden - Chairman, Minuteman Nashoba Health Group

Our Services

  • COBRA Administration and Service
  • Collective Bargaining Support
  • Direct Billing
  • Open Enrollment Assistance
  • Member Eligibility Audits
  • Medicare Part D Retiree Drug Subsidy Administration
  • Benchmark plan analysis
  • Budgetary Review
  • Review of Health Vendor Proposals/Quotes and Negotiations with Health Vendors
  • Utilization Analysis and Reports
  • Health insurance consulting for self-funded and fully insured clients
  • Plan Design, Review and Analysis
  • Central Benefits Administration
  • State and Federal Health Insurance Assistance for Compliance

Health Care Reform

The past several years have brought many changes to the ways in which employers, carriers and providers deal with health insurance. Regulations, mandates and fees have become complex and costly. Group Benefits Strategies assists clients with complying with certain parts of the law, particularly those pertaining to benefits, deadlines, reporting requirements, and fees.

GBS communicates with carriers and legal firms, and has access to publications that break these issues down by timelines and the necessary steps that employers need to take.

GBS also conducts seminars for clients, and sends bi-weekly email communications in order to keep clients informed of state and federal issues. With the uncertainly of the current federal administration, GBS is committed to informing clients on any proposed changes to the law and how they might affect employers and employees.

Understanding COBRA

COBRA establishes required periods of coverage for continuation health benefits. A plan, however, may provide longer periods of coverage beyond those required by COBRA.

COBRA beneficiaries generally are eligible for group coverage during a maximum of 18 months for qualifying events due to either employment termination or reduction of hours of work.

Certain qualifying events, or a second qualifying event during the initial period of coverage, may permit a beneficiary to receive a maximum of 36 months of coverage.

Communication between COBRA Administration & Health Services, Inc. and employers is a key component to ensuring that both parties comply with all Federal regulations, as they pertain to COBRA, HIPAA and FMLA.

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News

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Newly Adopted Wage Equity Laws

The Pay Equity Act addresses equal pay for comparable work, allowable variations in wages, pay secrecy policies and using salary history in the hiring process.
Covered Employers: All Massachusetts employers.
Covered Individuals: All Massachusetts employees and candidates.
Requirements: Employers are prohibited from inquiring about or relying on a candidate’s salary history during the hiring process.

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10 Easy Halloween Tips

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Equifax, one of the largest credit reporting agencies in the United States, was recently the victim of a massive cyber attack—an attack that may have compromised the personal information of 143 million people.

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Employment Law Seminars

GBS is committed to keeping our clients current on all of the latest issues that face their municipalities. With that in mind, we are pleased to let you know of an upcoming employment law seminar being conducted by Joe Bartulis.

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September Health and Wellness Tips

Do You Know the Signs of Opioid Addiction?
Opioid addiction is a growing epidemic in the United States, with opioid overdoses killing 91 Americans every day. In 2015 alone, more than 33,000 people died from an opioid overdose. Read on to learn more about opioids and to learn how to recognize the signs of opioid addiction.

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3 out of 5 American workers are currently being covered by employer-based self-insured health plans. By 2020 nearly 35,000 companies will join the employers that already self-fund their health care cost.

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Client Spotlight – Town of Burlington, MA

The Human Resources Office and the Treasurer’s Office work closely to encourage employees and their family members to make choices that promote a healthy lifestyle. In a time where healthcare costs are rising, we see a responsibility to provide initiatives that...
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PRESS RELEASE – AUGUST 17, 2017

AUBURN, MASSACHUSETTS., Aug. 17, 2017 /Kill the Ball Media/ -- Christopher Nunnally, LIA, of Brighton Massachusetts, has joined Group Benefits Strategies of Auburn as an Account Executive. Mr. Nunnally has been working in insurance and benefits his entire career. He...
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Infographic – Hospital Indemnity Coverage

This infographic provides a brief overview of hospital indemnity coverage and its benefits for employees and is provided to you courtesy of Group Benefits Strategies. Hospital indemnity insurance is a type of plan that pays a set amount – per day, per week, per month,...
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GBS Blogcast