Providing expert health insurance consulting for over 25 years.

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Group Benefits Strategies Consulting

Consulting

Our recommendations always focus on our clients best interests, presenting innovative ideas to drive down their cost and risk, while improving the quality care offerings to employees.

Group Benefits Strategies Audits

COBRA Administration

We provide full COBRA administration to take the burden off employers and streamline the process for participants. GBS manages the administrative duties and assumes full responsibility and liability on your behalf.

group benefits strategies benefits consultants

Benefits Management

GBS has decades of benefits management experience. As a result of our success, GBS has grown to be the largest group health care consulting firm in Massachusetts serving the public sector.

Group Benefits Strategies Audits

Auditing

Our experience, reputation and outstanding team of professionals puts GBS on the leading edge for navigating today’s health insurance matters. Your audit will be conducted efficiently and with an obsessive attention to detail.

Our Mission

To help our clients gain control of their group health care costs. GBS recognizes that because of the magnitude of this problem, traditional solutions are an inadequate line of defense. Our clients know our strategies work and have contributed significantly towards their ability to gain control over group health care costs.

“As a member of the Minuteman Nashoba Health Group (MNHG), I have worked with GBS, specifically Carol Cormier for many years.

I greatly value the expertise and guidance that GBS provides us in a very complicated health insurance environment. Our joint purchase is a success because of the advice and leadership GBS provides to our group every day.”

Donna Madden - Chairman, Minuteman Nashoba Health Group

Our Services

  • COBRA Administration and Service
  • Collective Bargaining Support
  • Direct Billing
  • Open Enrollment Assistance
  • Member Eligibility Audits
  • Medicare Part D Retiree Drug Subsidy Administration
  • Benchmark plan analysis
  • Budgetary Review
  • Review of Health Vendor Proposals/Quotes and Negotiations with Health Vendors
  • Utilization Analysis and Reports
  • Health insurance consulting for self-funded and fully insured clients
  • Plan Design, Review and Analysis
  • Central Benefits Administration
  • State and Federal Health Insurance Assistance for Compliance

Health Care Reform

The past several years have brought many changes to the ways in which employers, carriers and providers deal with health insurance. Regulations, mandates and fees have become complex and costly. Group Benefits Strategies assists clients with complying with certain parts of the law, particularly those pertaining to benefits, deadlines, reporting requirements, and fees.

GBS communicates with carriers and legal firms, and has access to publications that break these issues down by timelines and the necessary steps that employers need to take.

GBS also conducts seminars for clients, and sends bi-weekly email communications in order to keep clients informed of state and federal issues. With the uncertainly of the current federal administration, GBS is committed to informing clients on any proposed changes to the law and how they might affect employers and employees.

Understanding COBRA

COBRA establishes required periods of coverage for continuation health benefits. A plan, however, may provide longer periods of coverage beyond those required by COBRA.

COBRA beneficiaries generally are eligible for group coverage during a maximum of 18 months for qualifying events due to either employment termination or reduction of hours of work.

Certain qualifying events, or a second qualifying event during the initial period of coverage, may permit a beneficiary to receive a maximum of 36 months of coverage.

Communication between COBRA Administration & Health Services, Inc. and employers is a key component to ensuring that both parties comply with all Federal regulations, as they pertain to COBRA, HIPAA and FMLA.

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News

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What is an HSA?

What is an HSA? This 90-second video breaks down how a health savings account (HSA) works and why employees should consider one. If you have questions about HSA's or anything relating to employee benefit programs, please contact us using the form...
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Employee Benefit Plan Limits for 2018

Many employee benefits are subject to annual dollar limits that are periodically updated for inflation by the Internal Revenue Service (IRS).

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Director of the Worcester State University Center for Entrepreneurship,
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IRS Issues Pay or Play Enforcement Guidance

On Nov. 2, 2017, the Internal Revenue Service (IRS) updated its Questions and Answers (Q&As) on the employer shared responsibility rules under the Affordable Care Act (ACA) to include information on enforcement.

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GBS Infographic •Common Payment Models

Overview of Common Payment Models

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New Rules for Disability Benefit Claims May Be Delayed

The DOL will review the final rule to determine whether it is unnecessary, ineffective or imposes costs that exceed its benefits, consistent with President Donald Trump’s executive
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Latest ACA Repeal Bill Withdrawn

The Graham-Cassidy bill, the most recent Republican effort to repeal and replace the Affordable Care Act (ACA), was withdrawn from a vote on Sept. 26 due to lack of support in the Senate, effectively dooming the legislation.

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Health FSA Limit

An employer may continue to impose its own health FSA dollar limit, as long as it does not exceed the ACA’s maximum limit in effect for the plan year. For example, an employer may continue to limit employee health FSA contributions for the 2018 plan year to $2,500.

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GBS and Homes For Our Troops

GBS is proud to support Homes for Our Troops/Worcester Fitness Running Team Marine Corps Marathon.

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